LEND SMARTER

Turn capital into clean energy.

Learn How

We create green loans for financial institutions eager for new members and stronger interest income.

Take ownership of a high-yield asset class—driving impact for your members and the planet with zero overhead.

Get more loans.

We connect you directly with demand from installers and manufacturers.Let us manage marketing, application capture, and life-of-loan servicing—so you can focus on what you do best.

Revitalize your interest income.

Green loans offer yields over 8% with drastically lower default rates than indirect auto lending.

Power up your loan portfolio—zero overhead, all impact.

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Let's get started

01

Sign Up Today

Schedule a call with our experts to explore how loanTERRA can drive results for you.

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02

Book New Loans Tomorrow

We take care of loan origination, application capture, marketing, and full loan servicing. You’re ready to lend the moment you sign up.

03

Grow Your Portfolio While Earning Members’ Trust

Cross-sell financial solutions to new members whose clean energy future you helped power. Build lasting impact for your community’s financial wellness and sustainability.

The way solar loans are supposed to be.

Too many lenders struggle to maintain a strong portfolio of quality loans. We bring you new borrowers and handle servicing—so you generate more revenue, cross-sell more products, and strengthen your community.

Founded by a former credit union CEO and green lending pioneer, LoanTerra is purpose-built to help mission-driven financial institutions lead the clean energy transition.

Read Our Manifesto

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Find out what people are saying about us

Hidden fees inflate costs in 75% of solar loans – making clean energy more expensive. Our transparent financing keeps costs low, ensuring green home upgrades are within reach for everyone.

Hidden fees inflate costs by 75%

In 2025, solar will make up 55% of new U.S. energy capacity. We help financial institutions turn up the heat and lead the clean energy financing market.

55% of energy capacity

Fully transparent financing for a safer, more valuable, and energy-efficient home.Invest in a lifetime of lower utility bills, increased home equity, and energy independence—no matter the weather. With LoanTerra’s transparent and accessible financing, going green has never been easier.

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Invest in a more resilient future.

Start your clean energy journey today.