We finance clean energy – one green loan at a time.

No hidden fee financing for solar and clean energy home improvements.

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We connect homeowners, installers, and financial institutions with our turnkey hidden-fee-free green lending platform.

Whether you’re a lender looking to break into a high-yielding asset class without lifting a finger, an installer seeking seamless quality financing at the point-of-sale, or a homeowner investing in more security and energy independence, we have you covered.

Fully transparent financing for your energy–efficient home.

Invest in a lifetime of lower bills, increased home value, and energy independence no matter what the future holds..

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No hidden fees. Ever.

Hidden fees can cost you up to 50% of your total loan. We never charge hidden fees – so everyone can harness the power of clean energy.

50%
in hidden fees

Sadly, many people fall for solar scams. With our transparent terms, trusted installer network, and commitment to consumer advocacy, we make going solar simple, seamless, and secure.

Don't get burned.

Helping lenders, installers, and homeowners win—together.

Lenders

Want a pipeline of high-yield green loans and mission-aligned members – with no upfront investment?

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Installers

Ready for an honest financing engine to power your business with local dollars – free of hidden fees?

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Homeowners

Looking to cut costs, boost home equity, and enhance energy efficiency —all while saving thousands?

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Find out what people are saying about us

Hidden fees inflate costs in 75% of solar loans – making clean energy more expensive. Our transparent financing keeps costs low, ensuring green home upgrades are within reach for everyone.

Hidden fees inflate costs by 75%

In 2025, solar will make up 55% of new U.S. energy capacity. We help financial institutions turn up the heat and lead the clean energy financing market.

55% of energy capacity

Fully transparent financing for a safer, more valuable, and energy-efficient home.Invest in a lifetime of lower utility bills, increased home equity, and energy independence—no matter the weather. With LoanTerra’s transparent and accessible financing, going green has never been easier.

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The way solar loans are supposed to be.

Everyone deserves fair access to the transformative power of clean energy. That’s why we provide financing for solar and green home upgrades—helping borrowers save thousands while supporting local lenders and installers in building stronger communities.

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Articles

Want to go solar? Discover green lending through our curated publications. 

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Five Barriers to Green Lending – And How Credit Unions Can Overcome Them

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Electrification: The Next Big Lending Opportunity for Credit Unions

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Your Credit Union Faces These Major Challenges. Here’s How Green Lending Helps You Solve Them

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Green-Lending-as-a-Service (GLaaS™), At A Glance

Invest in a more resilient future.

Start your clean energy journey today.